Privacy Policy
This policy provides general information on how AccruThrift collects, uses, stores and safeguards the personal data of people who use its website and services. It is an editable template and should not be treated as definitive legal advice or as a guarantee of compliance with any specific regulatory requirements.
Last updated: to be completed by AccruThrift. This document should be reviewed and tailored by qualified legal advisers before publication, taking into account the jurisdiction in which the business operates, its sector and all applicable regulatory requirements, particularly those relating to data protection.
Scope
This policy applies to all visitors, registered users and customers who use the website, forms, analysis tools and services provided by AccruThrift. It does not apply to any third-party websites that may be linked from our site.
Website and services
This policy applies to any data you submit via our forms, your account area or when contacting our support team.
Visitors and customers
This applies to prospective customers, trial users and customers with active access to the AccruThrift platform.
Third-party services
Third-party partners and providers handle privacy matters in accordance with their own policies.
Data collected
We may collect the following categories of data when you use the website and services.
| Category | Examples | Source |
|---|---|---|
| Identity | Surname, first name, email address | Contact and sign-up form |
| Connection | IP address, browser type and pages visited | Automated data collection (cookies and server logs) |
| Usage | Preferences and interaction history with the tool | Platform usage |
| Communication | Support message history | Direct correspondence |
Purposes of processing
We may use the personal data we collect for the purposes set out below, where necessary and proportionate.
AccruThrift will not process data for any other purpose without informing the user in advance, unless required by law.
- Providing, maintaining and improving the services we offer
- Responding to enquiries submitted via contact forms
- Maintaining security and preventing fraudulent use
- Sending you service-related communications, with your consent where required
- Conducting anonymised statistical analysis of website usage
- Meeting applicable legal and regulatory requirements
Legal basis and data retention
Depending on the circumstances, we process data on the basis of the user’s consent, the fulfilment of a contract, legitimate interests or a legal obligation. Data is kept only for as long as necessary for the purposes set out above, after which it is deleted or anonymised unless a longer statutory retention period applies.
How long do you keep my data?
How long data is retained depends on the type of data and the purpose for which it is used. AccruThrift must define and document a specific retention period for each category of data.
Can I withdraw my consent at any time?
Yes. Where processing relies on consent, you may withdraw it at any time without affecting the lawfulness of processing carried out beforehand.
Will my data be transferred outside the UK?
Certain technical service providers engaged by AccruThrift may store data in other jurisdictions. The relevant safeguards should be set out here, based on the providers actually in use.
Data sharing
AccruThrift does not sell users’ personal data. However, limited sharing may take place in the following circumstances:
Technical providers
Hosting, email delivery and analytics tools, covered by contracts that safeguard data confidentiality.
Legal obligations
Disclosure to a competent authority where required by law or by court order.
Business reorganization
Where the business is merged, sold or restructured, but only where equivalent protections remain in place.
Cookies and related technologies
This website may use cookies and similar technologies to operate effectively, measure traffic and, where relevant, personalise the user experience. You can set your browser to block or restrict non-essential cookies, although this may affect how some website features work.
Data security
AccruThrift applies appropriate organisational and technical safeguards to protect personal data from unauthorised access, loss, alteration or disclosure. However, no method of electronic transmission or storage is entirely secure, and absolute security cannot be guaranteed.
User rights
Subject to applicable data protection laws, users may have the right to access, rectify, erase, restrict or object to the processing of their personal data, as well as the right to data portability.
- Request access to the personal data AccruThrift holds about you
- Request that inaccurate or incomplete data is corrected
- Request deletion of your data, subject to applicable legal requirements
- Object to certain processing activities, particularly those used for marketing purposes
- Request the transfer of the data you have provided, where technically feasible
To exercise these rights, a dedicated contact channel must be provided by AccruThrift (such as an email address or a specific form). The exact contact details must be added to this document before publication.
Minors
AccruThrift's website and services are not intended for use by minors. We do not knowingly collect data relating to minors. If we become aware that such data has been provided by a minor, we will delete it as soon as reasonably practicable.
Updates to this policy
AccruThrift may update this privacy policy at any time to reflect legal, technical or organisational changes. The version that applies is the one published on this page, as indicated by the last updated date.
Contact
For questions about this privacy policy or about exercising your rights, AccruThrift must provide an official contact method here. This document is a general template and should be completed and reviewed before publication.